Volume: 19 Issue-01 (January-June) 2024

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EXPLORING THE FACTORS INFLUENCING FINANCIAL LITERACY AMONG RURAL WOMEN: A CONCEPTUAL ANALYSIS

ABSTRACT

Financial literacy plays a pivotal role in empowering individuals to make informed financial decisions, thereby fostering economic stability and well-being. Despite its significance, rural women often encounter unique challenges that hinder their access to financial knowledge and resources. This conceptual paper aims to elucidate the multifaceted factors influencing financial literacy among rural women. Drawing upon existing literature and theoretical frameworks, this paper explores socio-cultural, economic, educational, and institutional determinants that shape financial literacy levels within rural female populations. By understanding these factors, policymakers, financial institutions, and community organizations can develop targeted interventions to enhance financial literacy and promote socio-economic empowerment among rural women.

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